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"SEE" THE REAL IMPORTANCE OF
REAL ESTATE MORTGAGE PLANNING
Rodney Sagers, Senior Mortgage Planner for Metro Atlanta, Ga. and Surrounding Counties
Call now : (404) 509-2913 or Go to "Live Chat" Now!
This is a time for a Jumbo-Conventional-FHA Mortgage Planner/Specialist not a general Bank or Loan Officer!
Check my daily "Rate Lock Advisory" and send in your "Advance Rate Lock Form" today!
Call me, no smoke, no mirrors just the plain simple truth, facts and figures from a personalized "Mortgage Plan" that when combined with today's LOW RATES will compliment an/or create a financial plan that you will not only see a savings of THOUSANDS of dollars but a reduction or elimination of wealth stealing consumer debt or a way to put your equity to use by repositioning it for liquidity to have your financial planner give you the best options to build wealth an/or compliment your current financial plan in today's financial markets. Unlike any Bank/Loan Officer I have the resources to illustrate your options, clearly explain in detail your options in such a way that you can "SEE & UNDERSTAND" the short and long term benefits and results.
With a Refi Boom most loan/bank officers and On-line mortgage companies will rush to only give you three sets of figures: rate/payment/closing cost . . . that's not enough to make a mortgage plan, is it? What if gas goes up again, credit card companies hike their rates, or you charge that home theater system . . . or worse you miss investing in this "Depressed Market", you're back where you started!! Here is an opportunity that you SHOULD NOT WASTE by just looking at rate/payment and closing cost!!
Look for my "Personalized Suite of Mortgage Services" below. I know you are use to just buying a "Mortgage Loan" without expecting any additional or extended services, this is one of the very reasons we're in this Mortgage Mess!!
WHY DO YOU NEED MORE INFORMATION??
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Because of tighter underwriting guidelines for Jumbo-Conventional & FHA you face lower loan amounts and interest rate adjustments for various fico scores, debt ratios and other factors you need to see more options than just rate/payment/closing cost to make a smarter decision.
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Not every Lender or Bank offers Jumbo Loan Programs: many have chosen to focus on Conventional & FHA loan only and or have just raised their interest rates just to discourage you from applying. Call me I have the JUMBO LENDING resources you need!!
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You may need a Combo Loan (1st & 2nd Mortgage) to make the new loan amount you have from your current balance.
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Jumbo Lenders have assigned certain surrounding counties in Georgia as "Declining Markets". These Lenders/Banks have reduced the appraised values of homes within those counties by as much as 5%-10%. Call me your Jumbo Specialist.
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Not all Banks & Lenders have both 1st & 2nd mortgages that will enable you to reach the loan amount you need to refinance.
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Conventional & FHA Loan guidelines for "Cash Out Refinances" will change April 1 and you need to act NOW!!
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If you have a Conventional or a Sub Prime Loan with a loan amount < $346,250 and now your debt ratio is higher than conforming guidelines, CALL ME I have a solution!!
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Credit History needs restructuring ("True" errors on record updated) and Fico Scores recalculated within 72 hours on the Bureau Level. CALL ME!!
Take my Mortgage Plan with today's Low Interest Rates and apply them to my Jumbo Loan's ($417,001 to $2,000,000) or Conventional Loan's (up to $417,000) or FHA Loan's (Metro Atl Counties < $346,250) or HELOC 2nd's (up to $500,000) and there's a financial plan that you can Maximize the Opportunity for BIG RESULTS $$$$$! See for yourself!!
Ready for a CHANGE, CALL ME NOW - (404) 509-2913 !!!
A mortgage is a "Financial Instrument" not a "Consumer Loan". Today's "Banks, Lenders and Investment Firms" are selling mortgages as a "Consumer Loan" by quoting rate and payment only through their "Field Agents and Tele-Mortgage Salespeople, without you knowing the full extent of the short or long term results of your mortgage loan to Purchase/Refinance your Primary/Second Home an/or Investment Properties. Bad lending practices are still evident in the marketplace today and only you can stop it by calling me to see an alternative to the norm.
Call me for a 100% Paperless Process, e-signature, e-delivery of loan documents = faster closings!!
Get your "Mortgage Plan" then complete your "Loan Application"
Don't be fooled by Lender advertised rates on TV & Radio these are leader ads, much like low priced automobiles, there are add ons (points to buy to get that rate) that are disclosed after you call.
I know you deserve better and that's exactly what I'm offering you, but you have to want it!!
CALL ME NOW? 404-509-2913 AND BECOME A SMARTER HOMEOWNER!
WHAT IS A PERSONALIZED SUITE OF MORTGAGE SERVICES?
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MORTGAGE PLAN: Making an informed decision - Purchase & Refinance Options
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Your Personalized Mortgage Plan can have a powerful impact on your overall financial picture. Consumers who secure the services of a mortgage planning professional are uniquely empowered to make solid decisions. Through the Personalized Mortgage Plan you will understand the total cost and the total benefit of every mortgage option available to you. Whether it be optimizing equity or debt, aligning your mortgage with financial goals, adjusting for life events, or perserving cash-flow, a Personalized Mortgage Plan clarifies decision-making and illuminates options.
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RATE WATCH: Constant Control - Stay informed, be prepared and ready!
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As your Mortgage Planner, I consider that my work really begins with the closing of your loan. Your RateWatch Report is a service designed to help you maintain continual control over the performance of your mortgage. I will proactively provide you with the information and analysis to review how your loan compares to other options. You will enjoy the constant control of regularly having the financial data necessary to determine if changes in your life or market conditions warrant fine-tuning your mortgage instrument.
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EQUITY REVIEW: Managing your Mortgage - Every year reaccess your options!
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It's been said that the only thing in life that is constant is change. The Equity Review takes an in-depth look at the various aspects of your mortgage's performance, allowing you to determine whether your loan is continuing to contribute to the acceleration of your financial goals. If changes in your life warrant changes in your financing, you'll be able to make that determination. Just as you go to the doctor for regular physical checkups, the Equity Review will empower you to optimize your equity by helping you assess your mortgage's "health" each year.
MY EXPERTISE AND SERVICES COMBINED WITH MY LENDING RESOURCES GIVES YOU A MORTGAGE ADVISOR THAT WILL BE WITH YOU FROM DAY (1), THEN TO THE CLOSING TABLE AND MOST IMPORTANTLY EVERY DAY OF EVERY YEAR AND THERE AFTER, KEEPING YOU INFORMED AND THERE FOR YOU AS YOUR MORTGAGE NEEDS CHANGE, TRY ME.
If your goals are Buying:
HOME BUYERS & SELLERS: Today is a BUYER'S MARKET, low real estate values and the right mortgage = a Fantastic Deal. It's important especially today for both buyer and seller to work with each other. Let me give you the best Purchase Option Strategies that will Create a "Win-Win" Scenario for both, without destroying the neighborhood's property values, you sell at fair market prices, buyers you will benefit too! Call me for Jumbo Primary and 2nd Home Purchases Options (1st Mortgages to $2,000,000 & 2nd mortgages to $500,000 - HELOC). Great Piggy Back Options. Call me for Jumbo Purchase options up to 89.99% up to $1,000,000, 70% to $2,000,000.
NOTE TO SELF-EMPLOYED BUYER/OWNERS: STATED INCOME LOANS ARE A THING OF THE PAST, FOR "FULL DOC LOANS" W/5% -6% RATES" HAVE YOUR TAXES AMENDED* TO REFLECT A HIGHER INCOME FOR QUALIFYING PURPOSES TO PURCHASE AND REFINANCE YOUR HOME! Consult your CPA.
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Rate Buydown-vs-0 Point-vs-1 Point-vs-Fixed Rate-vs-Interest Only
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FHA-vs-VA-vs-Conventional-vs-Fixed Rate-vs-Adjustable Arm
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Piggy Back 1st & 2nd-vs-1st mortgage with MI-vs-Lender Paid MI
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Piggy Back strategies result in lower 1st mortgage rates (Jumbo & Conventional Loans)
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Jumbo loan balance can benefit from a Piggy Back Strategy, call me to see!
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Reinforce Home Property Values & Equity
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Interest Rate Buydowns saves you thousands
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90%-100% Seller Paid Closing Cost
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Credit history restructuring and Rescoring of corrected credit report
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Call me for a "Seller Buydown Flyer"
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Call me for more!!
If your Goals are Refinancing:
HOMEOWNER REFINANCE STRATEGIES: With real estate values lower than the last time you Purchased/Refinanced you need a smart Mortgage Specialist who has the strongest lending rescources and the ability to show you all of your options. I have an exclusive worksheet that creates three (3) very unique mortgage reports (Total Cost Analysis, Equity Repositioning & Debt Consolidation) these reports will not only illustrate multiple options at the same time but will outline in detail the current, short and long term results of our plan. We can see in real time your rate and term, a comparison of the cost of the loans, monthly/yearly savings in additional to cash out or debt consolidation scenario's that will meet and possibly exceed your needs. Call me for Jumbo Primary, 2nd Home and New Construction Refinances to $2,000,000. Call for Home Equity Lines of Credit (HELOC loan amounts up to $500,000). Great Piggy Back Options.
NOTE TO SELF-EMPLOYED BUYER/OWNERS: STATED INCOME LOANS ARE A THING OF THE PAST. FOR "FULL DOC LOANS W/5% -6% RATES" HAVE YOUR TAXES AMENDED* TO REFLECT A HIGHER INCOME FOR QUALIFYING PURPOSES TO PURCHASE AND REFINANCE YOUR HOME! Consult your CPA.
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Rate Buydown-vs-0 Point-vs-1 Point-vs-Fixed Rate-vs-Interest Only Arm
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Fixed Rate-vs-Interest Only Arm-vs-Option Arm
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FHA-vs-VA-vs-Conventional-vs-Fixed Rate-vs-Adjustable Arm
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Piggy Back 1st & 2nd-vs-1st mortgage with MI-vs-Lender Paid MI
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Piggy Back Strategies result in lower 1st mortgage rates
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Jumbo Loan Balance can benefit from a Piggy Back Strategy, call me to see how!
Rate & Term Strategies: Restructure the way you manage your home after purchasing it. Design a financial plan to manage your home's equity for short an or long term results.
Equity Repositioning: Tap into your stagnant, depreciating equity now during this low interest rate period. Increase your liquidity position for greater financial flexibility! See short and long term results through reinvesting into interest bearing accounts (there's a bull market in play for the well informed investor).
Debt Consolidation: Create a "Real Debt Free" financial strategy that will save you thousands of dollars of interest payments and give you and immediate increase of your buying and savings power.
I will be with you before you close, at your closing and after your closing, your very own Personal Mortgage Planner.
CALL ME NOW: (404) 509-2913
AFTER HOURS MORTGAGE CONFERENCE "WALK INS" ENCOURAGED !!!!
JUST CALL, NO FORMALITIES (8:00 am - 10:00 pm) Mon-Fri (10 am - 3 pm Sat-Sun)!!!
JOIN ME FOR AN ONLINE VIDEO MORTGAGE CONFERENCE, SEE YOUR OPTIONS IN REAL TIME, RECEIVE & SIGN YOUR LOAN DOCS VIA EMAIL, ACT NOW, CLOSE WITHIN 10-15 DAYS, AN I'LL BE THERE, CALL TODAY!
INTEREST RATES MAYBE LOW BUT ARE STILL UNSTABLE (DAILY MOVEMENT)
USE THE ADVANCE RATE LOCK FORM TO ENSURE
THE BEST RATE LOCK CONTROL!
CONVENTIONAL 30YR FIXED RATE ($417,000) - 4.875%* (30 DAY LOCK)
Call for Combo Loans of 1st & 2nd Mortgages for the best rates and options!!
PURCHASE & RATE TERM REFI LTV: 90% - 95%
FHA 30YR FIXED RATE ($346,250: Metro Atlanta Counties) - 4.875%* (30 DAY LOCK)
PURCHASE LTV: 96.50%
RATE/TERM LTV: 97.50%
CASH OUT REFI LTV: 95% (Changing April 1, 2009 to 85%)
CALL FOR STREAMLINE REFINANCE OPTIONS:
CALL ME FOR "NO CLOSING COST" SCENARIO'S
CALL ME FOR ADVANCE RATE LOCK!
LOCK YOUR RATE AFTER BUSINESS HOURS UP TO 7:30AM THE NEXT DAY!
Your Super Jumbo Mortgage Planner
SPECIAL RATES FOR LOANS UP TO $1,000,000
FOR PURCHASE & REFINANCE CALL TODAY!
5YR Interest Only Arm Rates as low as 4.875%* UP TO $1 MILL
5YR NON Interest Only Arm Rates as low as 4.875% UP TO $1 MILL
Call me for the best Combo 1st & 2nd Purchase & Refinance Options UP TO $1 MILL
SPECIAL RATES FOR LOANS UP TO $2,000,000
5YR Interest Only Arms - 6.375%* UP TO $2 MILL
7YR Interest Only Arms - 6.625%* UP TO $2 MILL
(3/26/2008) * Rates subject to change without notice!
FULL DOC - 70% LTV - NO ESCROWS
HELOC 2ND'S UP TO $500,000
Purchase Money 2nd and Stand Alone Line Of Credit
LOW RATE "CALL TODAY" PRIME RATE (3.250%) + 1.250% - 3.00%
DOWNLOAD YOUR "AUTO RATE LOCK FORM" TODAY !!
CHECK RATE LOCK ADVISORY HERE!!
A wise man once said this . . .
“You can’t know it all. No matter how smart you are, no matter how comprehensive your education, no matter how wide ranging your experience, there is simply no way to acquire all the wisdom you need to make your business thrive."Donald Trump
Let me share my knowledge and resources with you . . .
Hello I'm Rodney Sagers, a Certified Mortgage Specialist and Senior Mortgage Planner with 1st USA Mortgage Corp, a Roswell, Ga. based Multi-State Licensed Mortgage Broker. We are a multi-state mortgage provider in good standings with both National, Regional and Local Banks and Lending Institutions.
I'm here that you may learn how to acquire and manage the "American Dream"
APRIL SPECIAL: ALL APPLICATIONS TAKEN WITHIN THE NEXT 10 DAYS THAT CLOSES IN APRIL WILL RECEIVE A CREDIT OF YOUR APPRAISAL FEE AT THE CLOSING TABLE!!! ACT NOW!
CLOSE WITHIN 10-15 DAYS!
MORTGAGE ANALYST/PLANNER
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Calling on one "Mortgage Planner", who's bluntly truthful, not appeasing at all, and who has an extensive knowledge of both Traditional (FHA-VA-Conventional Loan Programs < $417,000) and NonTraditional Jumbo to Super Jumbo > $417,001 - $20,000,000) Loan Programs from a much wider variety of lending sources (better underwriting flexibility, lower rates and larger loan amounts). One having a unique Mortgage System of illustrating multiple mortgage options, the ability to utilize a credit restorative and rescoring service if needed. But most importantly having a personalized advisory service that's with you before you close, attendance at your closing and last but not least of all receiving year after year, after closing, an Annual Mortgage Review of your current mortgage to keep you abreast of the changes in the market place and possible new options available to you.
THE CHOICE IS YOURS!
THIS IS THE WORSE METHOD TO CHOOSE ANY MORTGAGE !
Give me 30 minutes of your time , call me now 404-509-2913
Join me ONLINE "LIVE" for a totally "UNIQUE" (PMA) Personal Mortgage Analysis
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Compare 4 "Complete Mortgage Scenario's in detail (SAMPLE REPORT)
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Get the best rates and programs that fit your needs
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Get short and long term mortgage advice
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Get "Annual Mortgage Reviews" (AFTER CLOSING)
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Credit history restructuring and rescoring: Improved buying power!
Received a call from me? Important information HERE!
"Call me today to download your "Auto Rate Lock Form" and compare my resources, great rates and programs, methods of illustrating your options, hands on service at your closing and my extended services after your loan closes. Turn times: Application to Closing Table 10-15 days.
Express Application Process: Taken by Phone or On-Line
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Complete Application & Loan Documents "Emailed Same Day To You"
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No Delay- Electronic Signature's - Streamlines Process
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Hud-1 Closing Statement reviewed with you prior to sitting with Attorney
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Close within 10-13 days of signing Loan Doc's
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Annual Mortgage Review preformed every year, mortgage market updates & options provided
FEBRUARY PURCHASE - REFINANCE SPECIAL
ALL SIGNED & RATE LOCKED APPLICATIONS TAKEN IN WITHIN THE NEXT 10 DAYS FOR A FEBRUARY CLOSING WILL HAVE THEIR APPRAISAL FEE CREDITED BACK TO THEM AT CLOSING!!
 ONLINE VIDEO CONFERENCES
See your "Purchase - Refinance Options" -"LIVE"?
See your "Purchase Options" and "Refinance Options" take shape right before your eyes, call me now! The "BEST 30 MINUTES" you will ever spend, guaranteed!!
MAKE THE CALL, ALL APPLICATIONS TAKEN WITHIN THE NEXT 10 DAYS FOR A APRIL CLOSING WILL RECEIVE A CREDIT OF YOUR APPRAISAL FEE AT THE CLOSING TABLE!!! ACT TODAY*
YOUR SOLUTION IS RIGHT HERE . . . GET YOUR LIVE CHAT . . . NOW!
“LUXURY HOME REFINANCE SPECIALS”
ALL APPLICATIONS TAKEN WITHIN THE NEXT 10 DAYS FOR A APRIL CLOSING WITH RECEIVE A CREDIT FOR YOUR APPRAISAL FEE !!! ACT NOW!!
RATE LOCKS CAN BE MADE OVER THIS WEEK (03/15/2009 THRU 03/312009) - CLOSE WITHIN 10 -15 DAYS
- Market Volatility HIGH: Check our Daily Rate Lock Advisory: LOCK TODAY CALL ME !!!!!!!!!
- JUMBO INTEREST ONLY ARMS*: $1,000,000 - @ to 89.99% LTV - FULL DOC - R/T REFINANCE.
- Call me for great Purchase and Refinance Options.
- "CASH OUT SPECIALS WITH GREAT INTEREST ONLY RATES AND TERMS" : UP TO 70% LTV BASED ON LOAN AMOUNTS UP TO $1,500,000
- CLOSE WITHIN 10-15 DAYS!!!
- "NO" mortgage payments for APRIL & MAY!
- OPTION ARM HOMEOWNERS CALL FOR REFINANCE OPTIONS : LOW INTEREST ONLY FIXED RATES ARMS AVAILABLE.
- For larger loan amounts up to $20,000,000+ (Special Interest Rates Apply)
- Consolidate your 1st & 2nd mortgages into "1 Low Rate Mortgage"
- Low Closing Cost Options available
- Economic Market Factors
- CALL FOR DETAILS* (Rates subject to change without notice)
- Read this report by the Chicago Board of Trade: "Loan Payoff vs Reinvestment of Equity"
“PURCHASE - REFINANCE SPECIALS”
ALL APPLICATIONS TAKEN, RATE LOCKED FOR A APRIL CLOSING WILL RECEIVE A CREDIT FOR THEIR APPRAISAL FEE AT CLOSING !!!!
OPTION ARM RATES ARE ADJUSTING DOWNWARD BUT . . . STILL PRODUCING HIGH NEG AM/DEFERRED INTEREST THAT'S ADDED TO YOUR BALANCE MONTHLY. CALL FOR DETAILS ON HOW TO EFFECTIVELY USE OR DISQUALIFY THIS AND OTHER OPTION ARM PROGRAMS.
LUXURY HOME PURCHASE SPECIALS
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Builder's Preferred Lender giving you the run around, call me for "BETTER OPTIONS".
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Jumbo Purchase Options call for Pre-Qualifying and Pre-Approval Options
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13 to 15 days to Close from application date, Call for Rush Scenario's.
- Call for Single Loan and Combo (1st & 2nd Mortgage Options up to 95%) Purchase Options
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Special Purchase Options for Loan Amounts over $1,000,000
- Are you Selling or Buying, call for creative mortgage options for win-win scenarios. No need to "Reduce to Sale" call today!! Special Programs for "For Sale By Owners".
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Buying Primary Residence: Renovation of Existing Luxury Homes?? Have you seen Estates that need updating or renovations, possible "0" Down Payment Options, Call me today!!!
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One Time Close Custom Construction Loans: Possible "0" Down Payment Options, includes purchase of Land with Lots or Homesite cost up to $1,000,000+
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Lot Loans available Purchase/Refinance Homesite up to $1,000,000
"MODERATE" Volatility - «Lock Today» "MORTGAGE RATE ADVISOR"!
Call "Rodney Sagers" your Mortgage Planner:
ONLINE MORTGAGE VIDEO CONFERENCES
See your Purchase - Refinance Options - "LIVE"
We can discuss your option's and make changes at the same time, call me now!
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I will to be with you before and during the processing of your loan. I will be with you at the closing and after it closes. I promise you will never misunderstand any part of this process or the mortgage you have chosen. Here are two well written reports: (1) "Payoff Mortgage -vs- Reinvest Equity" (2) "Affluent Luxury Estate Owners" to help you.
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Call today to join me on-line for a video mortgage conference (30 to 40 minutes). I will clearly illustrate and explain the Pro's and Con's of your Purchase and Refinance "Mortgage Options". I can and will show you the overall total cost, savings and recast point of each program we are examining be it for example a Combo Loan (80/20 -vs- 75/15), a 5yr, 7yr, 10yr Interest Only Arm and or a Hybrid Option Arm illustrated side by side.
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Who offers you an "Annual Mortgage Review" provided every year that assures you of not only receiving the highest and best use of your mortgage program but being informed of changes in the market place and best refinance opportunities and mortgage programs.
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- Who offers you secondary mortgage services: (2nd mortgages, equity lines of credit in excess of $1,000,000, lot and construction loans and much more).
What going on in today's New Construction & Existing Home Buyers Market?
"BAD MORTGAGE PRACTICES"
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Builders are hurting and you can create "No Closing Cost" Purchase Options and lower than Sales Price Offers and lastly with a Concrete Loan Approval from me buy and close within 10 days or less.
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This is a "Buyers Market". With growing standing inventory you now can see just how much profit the Builders are making. They have now increased their Seller Concessions to attract you: Profit margins disguised as "Up Grade Discounts", Larger Closing Cost Amounts, Flat Screen TV's, 1 year car leases, Furniture & Home Improvement Gift Certificates on an on. Take your time use these concessions for carpet upgrades (continuous filament carpet's will not shed fibers (allergies, asthma), buy down interest rates, sod the back yard, request using your choice of Lender.
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Existing Home Market:
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Buyers: use the same tactics.
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Sellers: Your Mortgage Planner can create the "Best Buy Options" attend "Open House" events, Pre-Qualify prospective buyers on the spot. CALL ME NOW!
"Making Sound Mortgage Choices"
CALL RODNEY SAGERS YOUR MORTGAGE PLANNER
Can you see the short and long term benefits of my services?
Call me now: (404) 509-2913 tell your friends too!
Read this Report for "Affluent Luxury Estate Owners"
 6 MONTH LIBOR RATES HAVE FALLEN CALL FOR DETAILS
Don't swap your high rate 6/mo Libor Arm for their high rate 5 yr IO Arm. Payment/Interest Rate quotes are not answers. Call for a current update on the 6mo Libor Index and to see what your best options are.
"CASH OUT OPPORTUNITY"
"LIQUIDITY AND FINANCIAL SECURITY"
Cash Out Options over $1,000,000
CONSOLIDATE YOUR 1ST & 2ND MORTGAGE'S
5 YR INTEREST RATES LOW CALL TODAY*
"We help our clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions. Unlike a traditional loan officer, our role is to help our clients integrate the loan they select into their overall long- and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense."
SPECIAL LOW INTEREST ONLY RATE:
Personalized "Cash Out Mortgage Report"
Personalized "Debt Consolidation Mortgage Report"
EQUITY "CASH OUT" AND DEBT CONSOLIDATION
5 YEAR FIXED RATE INTEREST ONLY ARM
RATE SUBJECT TO CHANGE WITHOUT NOTICE
LOW INTEREST RATES TODAY FOR "CASH OUT" REFINANCE !!
"CASH OUT NOW - PAYOFF CREDIT CARD DEBTS NOW!
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PURCHASE/ REFINANCE |
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CASH OUT |
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MAX LOAN |
LTV |
CLTV |
LTV |
CLTV |
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$650,000 |
80% |
90% |
80% |
80% |
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$1,000,000 |
80% |
90% |
80% |
80% |
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$1,500,000 |
70% |
70% |
70% |
70% |
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$3,000,000 |
60% |
60% |
50% |
50% |
Make no assumptions . . . Mortgage Programs are not the same between Lending Institutions . . .
CLOSE WITHIN 13 DAYS !!!
1st USA Mortgage is a Atlanta, Ga. based Mortgage Brokerage Firm originating 1st & 2nd mortgages for Primary Residence's, Investment Properties (1-4 units), Small Apartment Buildings and Small Commercial Properties, Nationwide.
Smart Mortgages for Mom's & Mr. Mom's:
Be it salaried or self-employed call me for clear, precise explanations and illustrations of your Mortgage Options. No Mortgagese spoken here . . .
Let me show you an easy (13 days to closing) "5 - 7 - 10 Year Financial Plan" that will enable you to manage more of your hard earned income that will result in an immediate:
- Significate Mortgage Payment Reduction
- Elimination of High Interest Debt
- Large Cash Out resources at extremely low rates to invest into High Yield Investment Accounts
- Monthly Equity Building Options
I do not have banker's hours. If you need to reach me during your lunch break and then to follow up with me after putting the kids to bed that's fine. Don't make assumptions just make the call or write me a detailed email . . . okay.
I'll contact you the same day with the information you need to make the "Best knowledgable decision" regarding your situation.
Busy schedules are my forte !!!!
Don't keep me a secret tell a friend . . .
Credit Counseling Services
Caution: Fico scores impact your interest rate and the percentage of down payment required. It's important to only use Mortgage consultants that can provide a detailed review of current & past credit history. Go to the "CREDIT SCORE WIZARD" for a credit score analysis and an ability to direct credit account updates to the 3 Reporting Agencies inclusive of an optional service that recalculates your FICO SCORES at all three Bureaus. Your entire credit history can be updated and rescored within 3-5 days! Qualify for the Best Programs at the Best Rates & Terms!!
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