Welcome to my web site's interest rate's page. This is a very important part of the process, but without a "Mortgage Analyst" and a system that clearly illustrates your total options you will only see a narrow part of your solution. Call me today for a one on one mortgage consultation and get your "Total Cost Analysis" to compare 4 side by side loan scenario's. Others are asking you to complete and application without even talking with you. I won't take your application without you having a "Total Cost Analysis" first to define your options. Here you can access a short or long form online application today and close within 15 days. For Credit or Credit Score issues please go the the "Credit Score Wizard" page. I will help you qualify for the "BEST LOAN" not the worst based on your situation today. "Try me . . . I can help you if you'll let me . . ." Can I help your friends ?? "Tell a Friend" about me . . .
The mortgage market changes everyday, check the Daily Rate Lock Advisory for rate lock or float advisories.
Current posted rates are in effect as of Current posted rates are in effect as of 08/01/2006 1:55:07 PM Central Time.
Rates are subject to change without notice.
30 YEAR FIXED
Rate
Points
APR
Lock Days
6.125%
0.875%
6.344%
30
6.375%
0.125%
6.524%
30
6.500%
-0.375%
6.601%
30
6.625%
-0.875%
6.678%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
15 YEAR FIXED
Rate
Points
APR
Lock Days
6.000%
0.750%
6.344%
30
6.125%
0.250%
6.389%
30
6.250%
-0.250%
6.435%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
3/1 ARM
Rate
Points
APR
Lock Days
5.625%
0.125%
4.828%
30
5.750%
-0.125%
4.849%
30
5.875%
-0.375%
4.870%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
5/1 ARM
Rate
Points
APR
Lock Days
5.750%
0.625%
6.769%
30
5.875%
0.250%
6.468%
30
6.000%
-0.125%
6.594%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
5/1 INT ONLY ARM
Rate
Points
APR
Lock Days
5.875%
0.000%
5.012%
30
6.000%
-0.250%
5.046%
30
6.125%
-0.500%
5.080%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
7/1 INT ONLY ARM
Rate
Points
APR
Lock Days
6.000%
0.250%
5.188%
30
6.125%
-0.125%
5.233%
30
6.250%
-0.500%
5.279%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
10/1 INT ONLY ARM
Rate
Points
APR
Lock Days
6.250%
0.000%
5.520%
30
6.375%
-0.250%
5.582%
30
6.500%
-0.625%
5.552%
30
The APR is calculated using a loan amount of $417,000 and these typical fees.
30 YEAR FIXED JUMBO
Rate
Points
APR
Lock Days
6.500%
0.125%
6.652%
30
6.625%
-0.500%
6.717%
30
6.750%
-1.000%
6.793%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
15 YR FIXED JUMBO
Rate
Points
APR
Lock Days
6.125%
0.625%
6.453%
30
6.250%
0.125%
6.499%
30
6.375%
-0.375%
6.544%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
1 YR JUMBO ARM
Rate
Points
APR
Lock Days
5.375%
-0.500%
4.692%
30
5.500%
-0.625%
4.613%
30
5.625%
-0.750%
4.621%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
3/1 JUMBO ARM
Rate
Points
APR
Lock Days
5.750%
0.125%
4.851%
30
5.875%
-0.125%
4.872%
30
6.000%
-0.375%
4.893%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
5/1 JUMBO ARM
Rate
Points
APR
Lock Days
6.125%
0.125%
5.082%
30
6.250%
-0.125%
5.115%
30
6.375%
-0.375%
5.149%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
5/1 JUMBO INT ONLY ARM
Rate
Points
APR
Lock Days
6.125%
0.000%
4.323%
30
6.250%
-0.250%
4.357%
30
6.375%
-0.625%
4.306%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
7/1 JUMBO INT ONLY ARM
Rate
Points
APR
Lock Days
6.250%
0.125%
4.712%
30
6.375%
-0.125%
4.758%
30
6.500%
-0.500%
4.803%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
10/1 JUMBO INT ONLY ARM
Rate
Points
APR
Lock Days
6.500%
0.125%
5.196%
30
6.625%
0.000%
5.258%
30
6.750%
-0.125%
5.319%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
5/1 OPTION ARM
Rate
Points
APR
Lock Days
1.000%
0.000%
4.284%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
5 YR FIXED OPTION ARM
Rate
Points
APR
Lock Days
2.450%
0.000%
4.080%
30
The APR is calculated using a loan amount of $417,001 and these typical fees.
1st USA Mortgage Corporation, Inc. 1080 Holcomb Bridge Road Roswell, GA 30076